Great Research on Why a US Banking Revolution Likely Won’t Happen Quickly

If you want to understand why NO-one will revolutionize banking overnight in the United States, not even silicon valley with its naiveté and responsive websites.

Then read this:
https://www.federalreserve.gov/…/…/2014/files/2014113pap.pdf

The only thing you can revolutionize is how you acquire customers in USbanking